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Lake property
"You know the area and the lakes"
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What does the term Curb Appeal mean?
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This term describes how homes look from the street; this first impression is very important to prospective homebuyers. |
 See More Real Estate Trivia > |
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Deena Congdon
RE/MAX Lake Country
4549 Hwy 53, Box 266
Orr, MN 55771
Toll Free: 866-352-2006
Fax: 218-757-3533
Office: 218-757-3233
Email: deena@TheLakeCountry.com
Deena@TheLakeCountry.com
Specializing in finding property for buyers in the Northern Minnesota area; lake homes, bare land, hunting lands, cottages in the woods and year round homes. I have lived in Crane Lake almost 25 years so I am very knowledgeable in the area. Homes located from International Falls to Cook and West to Little Fork. Rainy Lake to Lake Vermilion and East to Ely are available on the website.
The real estate office is conveniently located within site of Pelican Lake in Orr.
Maps, lake information and area property details available at www.TheLakeCountry.com, or at the office, please do contact us with any questions.   
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