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All agents are NOT alike! Contact me and I can help you find the perfect home a vacation get-a-way. Toll free 866-352-2006.www.TheLakeCountry.com
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As a top Orr, MN, International Falls, MN and Cook area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What house is thought to be the first one designed by Frank Lloyd Wright?
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| A |
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan. |
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Deena Congdon
RE/MAX Lake Country
4549 Hwy 53, Box 266
Orr, MN 55771
Toll Free: 866-352-2006
Fax: 218-757-3533
Office: 218-757-3233
Email: deena@TheLakeCountry.com
Deena@TheLakeCountry.com
Specializing in finding property for buyers in the Northern Minnesota area; lake homes, bare land, hunting lands, cottages in the woods and year round homes. I have lived in Crane Lake almost 25 years so I am very knowledgeable in the area. Homes located from International Falls to Cook and West to Little Fork. Rainy Lake to Lake Vermilion and East to Ely are available on the website.
The real estate office is conveniently located within site of Pelican Lake in Orr.
Maps, lake information and area property details available at www.TheLakeCountry.com, or at the office, please do contact us with any questions.   
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